Federal Tax Calculator
Estimate federal tax owed using current brackets and standard deductions.
Last updated: 2025-02-10
Your Income
Standard Deduction
$15,000
Gross Income
$75,000
Taxable Income
$60,000
Federal Tax Owed
$8,114
Effective Rate
10.82%
Marginal Rate
22%
After Federal Tax
$66,886
Estimates only. Not financial, tax, or legal advice. How we compute.
Tax Bracket Breakdown
$0 - $11,925
Tax Rate: 10%
$1,193
Taxable income in bracket: $11,925
$11,925 - $48,475
Tax Rate: 12%
$4,386
Taxable income in bracket: $36,550
$48,475 - $103,350
Tax Rate: 22%
$2,536
Taxable income in bracket: $11,525
How It's Calculated
📊 Understanding Your Tax
- •Marginal Rate: The tax rate on your last dollar earned (22%)
- •Effective Rate: Your total tax divided by income (10.82%)
- •Progressive Brackets: You only pay higher rates on income within each bracket
- •This calculator uses 2025 federal tax brackets and standard deductions
- •State taxes, FICA, and other deductions not included. Use our Full Salary Calculator for complete breakdown
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Overview
This federal tax calculator estimates how much of your income goes to federal taxes after the standard deduction. Use it to sanity-check withholding, evaluate bonus impacts, or prepare for a filing estimate.
It is especially helpful when comparing pay offers or deciding how much to set aside for taxes if your income changes mid-year.
How to Interpret the Results
Review the effective and marginal rates to understand how much of your total income goes to federal tax versus the tax rate on your next dollar earned.
Use the bracket breakdown to see where the largest share of tax comes from and how deductions lower the taxable base.
Methodology
The calculator applies current federal tax brackets and standard deduction amounts for each filing status. Taxable income equals gross income minus the deduction, and bracketed rates are applied incrementally.
Results exclude state taxes, payroll taxes, and itemized deductions, so treat them as a planning estimate rather than a full filing output.
Ads help keep these calculators free and do not influence the results or recommendations.
FAQ
Does this include state taxes?
No. The calculator focuses on federal income tax only.
How is taxable income calculated?
Taxable income is gross income minus the standard deduction for your filing status.
Can I use this to estimate my refund?
Use it as a baseline, then compare to your actual withholding and credits to estimate refunds or balances due.